Category: Essays

From (Bank Name) (Address)To (Name) (Address)Dear Sir, ADVERTISEMENTS: Re.: Asking for Interest dueThis is to draw your attention that the quarterly interest on your Demand loan No. ____________ dated ____________ for ____________ (Amount) from ____________ (Date) To ____________ (Date). Amounting to ____________ (Amount) has fallen due for payment and has been debited to your loan account. As advance interest payment is a precondition to the granting of loan, we have debited your account to that extent.Please arrange for the payment of this sum of ____________ (Amount) without delay. Please also note that delay on your part will force us to charge compound interest on the remaining balance of your loan in accordance with the terms of agreement in respect of the loan.Yours faithfully, (Your Name) Branch Manager

From (Bank Name) (Address)To (Name) (Address)Dear Sir, ADVERTISEMENTS: Re.: Overdue loan installmentI draw your attention to the unpaid fifth and sixth installments in respect of your loan of ____________ (Amount) outstanding in our books.You have been paying your loan installment till now in time and there was no cause for sending any reminder. Now since two installments have fallen due and our reminders remain without response from you, we are worried as to the reason for this inaction on your part.We presume that it must be some circumstance beyond your control that is withholding our payment but in any case a line from you would have enlightened us and know the exact reason also. Normally we do not take so long in taking adios against a defaulter, but your past…

From (Bank Name) (Address)To (Name) (Address)Dear Sir, ADVERTISEMENTS: Re.: You’re Mortgage A/c No. ____________ with usThis is to draw your attention that your mortgage of property situated at ____________ (Address) will mature on ____________ (Date) making the Principal balance repayable to us by you. We hope you will arrange payment of the same together with interest in time so as to get your property released.In case, however, you want extension in time for repayment we shall gladly allow you on hearing from you. The rate of interest and the amount of installment of payment will remain unchanged as also all other terms and conditions of the mortgage. We shall thank if you inform us about your intentions well in time.Thanking you, ADVERTISEMENTS: Yours faithfully, (Your Name) Branch Manager

To, The Manager, (Bank Name) (Address)Dear Sir,It is with a very heavy heart that I inform you that ____________ (Deceased Person Name), died in a road accident in ____________ (Place) on ____________ (Date). ____________ (Name) was holding a savings bank account No ____________ in your bank. Since he was a bachelor and he has not been in a position to leave a will, I am the nearest most legal claimant to the balance of amount lying to his credit in his account. ADVERTISEMENTS: I, therefore, request you to transfer that money to my savings bank account No. ____________, also in your bank. I am enclosing a copy of the police report as ____________ (Death Certificate). I am prepared to do whatever further formalities are required of me to be done.Thanking…

To The Manager, (Bank Name) (Address)Dear Sir,Re.: Lost F/D receipt No. ____________ dated ____________ ADVERTISEMENTS: I hereby inform you that my Fixed Deposit receipt quoted above for ____________ (Amount) is missing. I have tried my best to locate it but have failed. It seems the same has been mislaid somewhere irretrievably or stolen by somebody.I, therefore, request you to please issue me a duplicate receipt in lieu of the lost one. I hereby agree to indemnify your bank against all proceedings, claims or liabilities or expenses which may be against you or incurred by you as a result of the duplicate receipt in lieu of the lost one for ____________ (Amount) or any consequence that may arise from payment against the original receipt.The original receipt will stand cancelled the moment…

To, The Manager, (Bank Name) (Address)Dear Sir,Re.: Loan Against Fixed Deposit Receipt No. ____________ dated ____________. ADVERTISEMENTS: Please refer to loan account No. ____________ dated ____________ for ____________ (Amount) sanctioned to me on the security of my F/Deposit quoted above for ____________ (Amount) maturing on ____________ (Date). I hereby authorise you to adjust the proceeds of the said fixed deposit on its maturity against my loan quoted above and close the said account.The balance from the fixed deposit together with interest falling to my credit after adjustment may be put in my savings bank Account No. ____________ with you. Please inform me after doing the needful in this respect.Thanking you,Yours faithfully, (Name) (Address) Dated ____________

To, The Manager, (Bank Name) (Address)Dear Sir,Re.: Dishonoured cheque ADVERTISEMENTS: ____________ (Name) and Company have informed me that you refused payment of my cheque No. ____________ dated ____________ for ____________ (Amount) against my Current account No. ____________ with you. The remark given on the back of my cheque read “effects not yet cleared”.I think your remark means that the ____________ (No. of Cheques) deposited by me as back as ____________ (Date) had not been realised by you. Incidentally the amount of these cheques was more than sufficient to cover the dishonoured cheque.I do not understand why all the ____________ (No. of Cheques) have remained unrealised despite over a fortnight’s time given to you and how is it that you have neither credited the sum in my account nor returned to…

To The Manger, (Bank Name) (Address)Dear Sir,Re.: Savings A/c No. ____________ with you ADVERTISEMENTS: I request you to please convert my above-quoted account into a joint account by adding the name of ____________ (Name) whose specimen signatures are appended below. We undertake to abide by the bank rules in regard to joint accounts.If, however, there are any formalities to be undertaken by us, please inform me accordingly ____________ (Name) is my son.Thanking you,Yours faithfully, (Name) (Address) Dated ____________ Reply to Customer about Conversion of Account ADVERTISEMENTS: (Bank Name) (Address)Dear (Name),Re: You’re S.B. A/c No. ____________ with usWe are in receipt of your letter dated ____________ as per your request we agree to convert your above quoted account into joint account by joining ____________ (Company Name) with you. Some preliminaries are,…

From: ____________ Date: ____________To, The Branch Manager, (Bank Name) (Address)Re: Request for providing a locker ADVERTISEMENTS: Dear Sir,I have to inform your good-self that under certain compelling circumstances I am badly in need of a medium size locker. In this connation, it will not be incongruous to mention here that I have been maintaining Savings Account with your bank for the last ____________ (Years) and am very happy with the services rendered to me by the officials of your bank.I am residing in the vicinity of your bank and as such it is an extreme privilege for me to operate my Savings Account No. ____________ with your bank only.Under the circumstances, I shall be highly obliged if you would very kindly favour me by providing a medium size locker. For…

From (Bank Name) (Address) (Date)To (Name) (Address)Dear Sir/Madam, ADVERTISEMENTS: Reg: Your locker no. ____________, hired on ____________ (Date). Please refer to our letter no.____________ dated ____________ which seems to have escaped your attention.You are requested to remit ____________ (Amount) being the rent due from ____________ (Date) to ____________ (Date). We may invite your attention to rule no. 7 of the terms and conditions of the contract, in this respect.Please note that you may be put to inconvenience, if refused access to the locker on account of arrears of the rent.Thanking you ADVERTISEMENTS: Yours faithfully, (Your Name) Manager