Category: Essays

Garnishee means a judgment-debtor’s debtor. He is a person who is liable either to pay debt to a judgment-debtor or account for any movable property not in the possession of the judgment-debtor.The debt must be one other than a debt secured by a mortgage, a charge, a negotiable instrument, or a debt recovered only in a revenue court.A garnishee order is an order which a court is authorized to make against a garnishee-judgment debtor’s requiring him to pay or deliver in court the amount due from or the property deliverable by him to the judgment-debtor or so much as may be sufficient to satisfy the decree and the cost of execution. nahoumlaw.com ADVERTISEMENTS: The court may in the case of debt (other than a debt secured by a mortgage or…

From (Name) (Address) (Date)To The Branch Manager (Insurance Company Name) (Address) (Date)Ref: Abnormal delay in payment of maturity value of my Endowment Policy No ____________. ADVERTISEMENTS: Dear Sir,As asked for vide your letter No ____________ dated ____________, I had sent the necessary documents to you under cover of my letter dated ____________ so as to enable you to send the matured value of my above Policy for crediting to my Savings Account, as mentioned in my said letter.But, to my utter disappointment, I regret to inform you that your office has not taken any action so far in sending the matured value of the Policy although ____________ (No. of months) have already elapsed.Also my several visits to your office in person impressing upon your concerned dealing official to take immediate…

1. Letter regarding claim on a Policy as a consequence of Husband death To, The Divisional Manager, (Insurance Company Name) (Address) (Date)Dear Sir,Ref: Policy Number ____________, ____________ (Date) ADVERTISEMENTS: With great pain, I would like to intimate you of the unex­pected and untimely death of my husband, ____________ (Husband Name), on ____________ (Date). His death was due to a sudden attack on the day before ____________ (Date), the copy of the medical report is enclosed herewith for your information. He breathed his last at the ____________ (Hospital Name), ____________ (Address). Being a legal heir to the late ____________ (Husband Name), I request you to send me the necessary papers to enable me to claim the amount of the above policy.I’m sure you will be considerate enough to realise that an…

From (Your Name) (Address) (Date)To, The Branch Manager, (Insurance company Name) (Address) (date)Dear Sir, ADVERTISEMENTS: Re: Policy No. ____________I am insured with you for ____________ (Amount) and my policy No. ____________ is quoted above. I have been paying premium to you regularly for the last about ____________ (No. of years) but my circumstances have changed and I find myself unable to continue making payments in future.I, therefore, request you to convert my policy as paid-up and let me know how much amount I shall be entitled to get at the time of maturity. My policy is enclosed herewith for necessary action.Thanking you, ADVERTISEMENTS: Yours faithfully, (Your Name) Reply regarding paid-up policy From (Insurance company Name) (Address) (Date)To (Your Name) (Address)Dear Sir, ADVERTISEMENTS: Re : Policy No. ____________We are in receipt…

From (Name) (Address) (Date)To (Insurance Company Name) (Address)Dear Sir, ADVERTISEMENTS: Our policy No. ____________ terminates on ____________ (Date). We are desirous to renew it for a further period of one year. Since the value of the stocks and assets are the same, we are sending a cheque ____________ (Amount) attached herewith as per last year’s premium.Please confirm the renewal and send the official receipt at the earliest convenience.Thanking you, Image Source: blog.paylane.com ADVERTISEMENTS: Yours faithfully, (Your Name)

Letter to School The Principal Seeking Permission About the Literacy Mission Programme in Your Locality in Hindi Language. Image Source: 2.bp.blogspot.com

There are men who just resign to whatever comes they say ‘it was so destined, it was so fated’. This is the defeatist’s attitude. True that there are turns of fortune and they determine our life. But efforts can change the direction of the wind. Will can move mountains.Man should keep on with his efforts; he should not succumb or surrenders but should keep fighting on ‘if winter comes can spring be far-behind’ so sang the poet Shelley Faith in one; in one’s capacities and capabilities can turn the tide.Nothing is impossible for a man who possesses self-confidence and self-reliance. Misfortunes, if they come, should be treated as test times, they test your endurance, your forbearance, your fortitude and the dusk always turns into the dawn. quotesbuddy.com ADVERTISEMENTS: If one…

Man has been gifted by God with the gift of speech except one who may be born dumb. Tongue is a supple organ and is ever ready to move; sometimes it moves too fast. People talk and sometimes begin talking a lot and one who talks a lot does sometimes talk irrelevantly and even irresponsibly. Words come out and speech comes out naturally to man.So everyone has the power to speak but few have the soundness to speak thoughtfully. Man is also gifted with the quality of reason. He is the only rational being. So he should make full use of his rational quality before giving his thoughts a speech.Thoughtless speech can create great complications. Even just a slip of the tongue on the part of a politician can create…

Everyone wants success in life and this can only be when one takes full advantage of the chance that comes in life. Never miss a chance; a little chance can turn into a golden gift. Make the best use of opportunities as opportunities do not always come.The saying as it stands, relates to the work of an ironsmith. The ironsmith sits by the side of his furnace heating the iron rod till it becomes red-hot. That is the right time when he should strike it and mould it in whatever shape he wants.If he misses that chance and allows the red-heat to cool down, the iron would again turn hard and will not be malleable. He will again have to undertake the same process and the same labour doubling the…

It gives happiness to your heart, mind, body and soul when you help someone in need. The happiest day of my life was when I helped a poor family to get out of their trouble.Poor man had ruined his family life due to his habit of taking liquor. He was not going to his job from past one month. He had wasted his entire savings on liquor.His wife and children were not having money for food. They were starving to death. His wife came to me and pleaded for help. I gave his wife four hundred rupees. Thereafter I requested a friend to give her a job. wya.net ADVERTISEMENTS: My friend provided her two jobs as house maids. I also told her husband to turn away from liquor forever, as…